Newly revised and expanded for 2010 with updated material not found in earlier editions - including complete coverage of the stimulus package (ARRA) - our unique electronic book on CD-ROM has an amazing collection of the finest federal documents and resources on government grants, loans, and assistance programs for individuals, non-profit groups, businesses, students - everyone! It is more relevant than ever! New for 2010: a comprehensive and up-to-date CFDA Program list spreadsheet, with over 1900 programs listed by program title, program number, Agency, and specific URL! Our section on getting files and records from government agencies through the Freedom of Information Act (FOIA) and the Privacy Act has been fully updated. Save time and effort by using this comprehensive resource to find grants, disaster relief, loans, student aid, programs, or records! There is individual coverage of federal agencies and departments, along with tips and resources for grant proposal writing. Federal student aid programs are covered, with Education Department information on college loans, and the 2010 Federal Student Aid Handbook. In addition, next-generation search technology allows complete cross-file indexing and makes all files on each disc fully searchable. The depth and breadth of the coverage of federal grants, loans, and small business programs is truly awesome. AMERICAN RECOVERY AND REINVESTMENT ACT (Stimulus or Recovery Package) - Complete coverage, with information on project awards, grants, plans, and much more. FEDERAL GRANTS - We go far beyond just the Catalog of Federal Domestic Assistance (CFDA), the OFFICIAL guide to federal grants, with its thousands of pages on loans, grants, surplus equipment, and training from 1941 agency and department programs worth $300 billion. (The printed CFDA is still sold by GPO, now raised to $80!) There are new programs from the Departments of Agriculture, Defense, HUD, Interior, Justice, Labor, Transportation, EPA, Energy, Nuclear Regulatory Commission, Health and Human Services, and Homeland Security. Our CD-ROM has unique sections devoted to specific agencies or topics. FOIA and Privacy Act coverage has information on contacting every government agency, guides to writing FOIA requests, FOIA law and related topics. There is specific information on all 15 types of assistance: Formula & Project Grants, Direct Payments - Unrestricted, Loans, Insurance, Sale/Exchange/Donation of Property, Goods, Use of Property, Facilities, Equipment, Advisory Services, Counseling, Technical Information, Training, Investigation of Complaints, and Federal Employment. Categories of service provided include: Agriculture, Arts, Business, Commerce, Community Development, Consumer Protection, Disaster Prevention and Relief, Education, Employment, Labor, Training, Energy, Environmental Quality, Food, Nutrition, Health, Housing, Humanities, Information, Statistics, Law/Justice/Legal Services, Natural Resources, Regional Development, Science, Technology, Social Services, Income Security, and Transportation. As the catalog itself says, “Get started today exploring the amazing world of grants and loans provided by the Federal Government!” GOVERNMENT LOANS - This 2010 guide features our most detailed coverage ever of loan programs for agriculture, business, disaster relief, education, housing, and veterans, with program description, application processes, and contact information. SMALL BUSINESS ASSISTANCE - There is comprehensive information for entrepreneurs with documents, forms, and materials from the Small Business Administration and Securities and Exchange Commission: library of documents, forms, startup kit, information about loan programs and financing, laws, regulations, research reports, success stories, workbooks, and more.

This incredible CD-ROM is packed with over 59,000 pages reproduced using Adobe Acrobat PDF software - allowing direct viewing on Windows and Macintosh systems. Advanced search and indexing features are built into our reproduction, providing a complete full-text index. This enables the user to search all the files on the disk at one time for words or phrases using just one search command! The Acrobat cataloging technology adds enormous value and uncommon functionality to this impressive collection. Our news and educational discs are privately compiled collections of official public domain U.S. government files and documents - they are not produced by the federal government. They are designed to provide a convenient user-friendly reference work, utilizing the benefits of the Adobe Acrobat format to uniformly present thousands of pages that can be rapidly reviewed, searched by finding specific words, or printed without untold hours of tedious research and downloading. Vast archives of important public domain government information that might otherwise remain inaccessible are available for instant review no matter where you are. This book-on-a-disc format makes a great reference work and educational tool. There is no other reference that is as fast, convenient, comprehensive, thoroughly researched, and portable - everything you need to know, from the federal sources you trust. Types of recipients: State (Includes District Of Columbia; Includes Institutions Of Higher Education And Hospitals); Local (Excludes Institutions Of Higher Education And Hospitals); County; City or Township; Special District Government; Independent School District; Sponsored Organization; Public Nonprofit Institution/Organization (Includes Institutions Of Higher Education, Hospitals); Other Public Institutions/Organizations; Federally Recognized Indian Tribal Governments; U.S. Territories And Possessions (Includes Institutions Of Higher Education, Hospitals); Non-Government - General; Individual/Family; Minority Group; Specialized Group (Health Professional, Student, Veteran); Small Business (Less Than 500 Employees); Profit Organization; Private Nonprofit Institution/Organization (Includes Institutions Of Higher Education, Hospitals); Quasi-Public Nonprofit Institution/Organization; Other Private Institution/Organization; Anyone/General Public; Native American Organization; Individual/Family; Minority group; Specialized group (e.g. health professionals, students, veterans); Private Institution of Higher Education; Hispanic-serving Institution; Historically Black Colleges and Universities (HBCUs); Tribally Controlled Colleges and Universities (TCCUs); Alaska Native and Native Hawaiian Serving Institutions; Non-domestic (non-US) Entity; Quasi-public nonprofit organization; Anyone/general public; Native American Organizations; Health Professional; Education Professional; Student/Trainee; Graduate Student; Scientist/Researchers; Artist/Humanist; Engineer/Architect; Builder/Contractor/Developer; Farmer/Rancher/Agriculture Producer; Industrialist/Business person; Consumer; Homeowner; Land/Property Owner; African American; American Indian; Spanish Origin; Asian; Other Non-White; Migrant; Refugee/Alien; Veteran/Service person/Reservist (including dependents); Women; Persons with Disabilities; Physically Afflicted (e.g. TB, Arthritis, Heart Disease); Mentally Disabled; Drug Addict; Alcoholic; Juvenile Delinquent; Infant (0-5); Preschool; School; Child (6-15); Youth (16-21); Senior Citizen (60+); Unemployed; Welfare Recipient; Pension Recipient; Moderate Income; Low Income; Major Metropolis (over 250,000); Other Urban; Suburban; Rural.

Newly revised and expanded for 2009 with updated material not found in earlier editions, our unique electronic book on CD-ROM has an amazing collection of the finest federal documents and resources on government grants plus assistance programs for small businesses. New for 2009: extensive coverage of federal student aid programs, with Education Department information on college loans, and the 2009 Federal Student Aid Handbook. There is a section on getting files and records from government agencies through the Freedom of Information Act (FOIA) and the Privacy Act. Save time and effort by using this comprehensive resource to find grants, disaster relief, loans, student aid, programs, or records! There is individual coverage of federal agencies and departments, along with tips and resources for grant proposal writing. In addition, next-generation search technology allows complete cross-file indexing and makes all files on each disc fully searchable! The depth and breadth of the coverage of federal grants and small business programs is truly awesome. FEDERAL GRANTS - We go far beyond just the Catalog of Federal Domestic Assistance (CFDA), the OFFICIAL guide to federal grants, with its thousands of pages on loans, grants, surplus equipment, and training from 1662 agency and department programs worth $300 billion. (The printed CFDA is still sold by GPO, now for $75!) There are new programs from the Departments of Agriculture, Defense, HUD, Interior, Justice, Labor, Transportation, EPA, Energy, Nuclear Regulatory Commission, Health and Human Services, and Homeland Security. Our CD-ROM has unique sections devoted to specific agencies or topics, with over 66,000 pages of material. FOIA and Privacy Act coverage has information on contacting every government agency, guides to writing FOIA requests, FOIA law and related topics. There is specific information on all 15 types of assistance: Formula & Project Grants, Direct Payments - Unrestricted, Loans, Insurance, Sale/Exchange/Donation of Property, Goods, Use of Property, Facilities, Equipment, Advisory Services, Counseling, Technical Information, Training, Investigation of Complaints, and Federal Employment. Categories of service provided include: Agriculture, Arts, Business, Commerce, Community Development, Consumer Protection, Disaster Prevention and Relief, Education, Employment, Labor, Training, Energy, Environmental Quality, Food, Nutrition, Health, Housing, Humanities, Information, Statistics, Law/Justice/Legal Services, Natural Resources, Regional Development, Science, Technology, Social Services, Income Security, and Transportation. As the catalog itself says, “Get started today exploring the amazing world of grants and loans provided by the Federal Government!” SMALL BUSINESS ASSISTANCE - There is comprehensive information for entrepreneurs with documents, forms, and materials from the Small Business Administration and Securities and Exchange Commission: library of documents, forms, startup kit, information about loan programs and financing, laws, regulations, research reports, success stories, workbooks, disaster / terrorist relief loans and aid, franchising, international trade, and more. A full set of “frequently asked questions” (FAQs) provides a wealth of information about how the SBA can assist small business owners. The SEC material includes a complete set of publications on a full A to Z range of topics from accounts to variable annuities.

This incredible CD-ROM is packed with over 66,000 pages reproduced using Adobe Acrobat PDF software - allowing direct viewing on Windows and Macintosh systems. Advanced search and indexing features are built into our reproduction, providing a complete full-text index. This enables the user to search all the files on the disk at one time for words or phrases using just one search command! The Acrobat cataloging technology adds enormous value and uncommon functionality to this impressive collection. Our news and educational discs are privately compiled collections of official public domain U.S. government files and documents - they are not produced by the federal government. They are designed to provide a convenient user-friendly reference work, utilizing the benefits of the Adobe Acrobat format to uniformly present thousands of pages that can be rapidly reviewed, searched by finding specific words, or printed without untold hours of tedious research and downloading. Vast archives of important public domain government information that might otherwise remain inaccessible are available for instant review no matter where you are. This book-on-a-disc format makes a great reference work and educational tool. There is no other reference that is as fast, convenient, comprehensive, thoroughly researched, and portable - everything you need to know, from the federal sources you trust.

Newly revised and expanded for 2009 with updated material not found in earlier editions, our unique electronic book on CD-ROM has an amazing collection of the finest federal documents and resources on government grants plus assistance programs for small businesses. New for 2009: extensive coverage of federal student aid programs, with Education Department information on college loans, and the 2009 Federal Student Aid Handbook. There is a section on getting files and records from government agencies through the Freedom of Information Act (FOIA) and the Privacy Act. Save time and effort by using this comprehensive resource to find grants, disaster relief, loans, student aid, programs, or records! There is individual coverage of federal agencies and departments, along with tips and resources for grant proposal writing. In addition, next-generation search technology allows complete cross-file indexing and makes all files on each disc fully searchable! The depth and breadth of the coverage of federal grants and small business programs is truly awesome. FEDERAL GRANTS - We go far beyond just the Catalog of Federal Domestic Assistance (CFDA), the OFFICIAL guide to federal grants, with its thousands of pages on loans, grants, surplus equipment, and training from 1662 agency and department programs worth $300 billion. (The printed CFDA is still sold by GPO, now for $75!) There are new programs from the Departments of Agriculture, Defense, HUD, Interior, Justice, Labor, Transportation, EPA, Energy, Nuclear Regulatory Commission, Health and Human Services, and Homeland Security. Our CD-ROM has unique sections devoted to specific agencies or topics, with over 66,000 pages of material. FOIA and Privacy Act coverage has information on contacting every government agency, guides to writing FOIA requests, FOIA law and related topics. There is specific information on all 15 types of assistance: Formula & Project Grants, Direct Payments - Unrestricted, Loans, Insurance, Sale/Exchange/Donation of Property, Goods, Use of Property, Facilities, Equipment, Advisory Services, Counseling, Technical Information, Training, Investigation of Complaints, and Federal Employment. Categories of service provided include: Agriculture, Arts, Business, Commerce, Community Development, Consumer Protection, Disaster Prevention and Relief, Education, Employment, Labor, Training, Energy, Environmental Quality, Food, Nutrition, Health, Housing, Humanities, Information, Statistics, Law/Justice/Legal Services, Natural Resources, Regional Development, Science, Technology, Social Services, Income Security, and Transportation. As the catalog itself says, “Get started today exploring the amazing world of grants and loans provided by the Federal Government!” SMALL BUSINESS ASSISTANCE - There is comprehensive information for entrepreneurs with documents, forms, and materials from the Small Business Administration and Securities and Exchange Commission: library of documents, forms, startup kit, information about loan programs and financing, laws, regulations, research reports, success stories, workbooks, disaster / terrorist relief loans and aid, franchising, international trade, and more. A full set of “frequently asked questions” (FAQs) provides a wealth of information about how the SBA can assist small business owners. The SEC material includes a complete set of publications on a full A to Z range of topics from accounts to variable annuities.

This incredible CD-ROM is packed with over 66,000 pages reproduced using Adobe Acrobat PDF software - allowing direct viewing on Windows and Macintosh systems. Advanced search and indexing features are built into our reproduction, providing a complete full-text index. This enables the user to search all the files on the disk at one time for words or phrases using just one search command! The Acrobat cataloging technology adds enormous value and uncommon functionality to this impressive collection. Our news and educational discs are privately compiled collections of official public domain U.S. government files and documents - they are not produced by the federal government. They are designed to provide a convenient user-friendly reference work, utilizing the benefits of the Adobe Acrobat format to uniformly present thousands of pages that can be rapidly reviewed, searched by finding specific words, or printed without untold hours of tedious research and downloading. Vast archives of important public domain government information that might otherwise remain inaccessible are available for instant review no matter where you are. This book-on-a-disc format makes a great reference work and educational tool. There is no other reference that is as fast, convenient, comprehensive, thoroughly researched, and portable - everything you need to know, from the federal sources you trust.

Excellent marketing education. A must have for any loan officer seeking top-producer status. Far beyond overused fliers and letters. — Eiram Publishing

Excellent marketing education. A must have for any loan officer seeking top-producer status. Far beyond overused fliers and letters. –Eiram Publishing

The first requirement for a successful Mortgage Lender is an effective Marketing Program. For both new and experienced lenders, this course is designed to get you more loans more quickly. This book takes Mortgage Marketing a step further. In addition to the proven, effective marketing tools included, there is a complete self-study course that will allow you to create all of your own future mortgage marketing plans and materials. The included tools will take you through your first years marketing program and the advanced self-study course will allow you to create successful marketing programs yourself that will take you to a new level of success! Many Loan Officers purchase new Mortgage Marketing Programs each year. Now, with this program, you will never have to buy ready-made and overused marketing tools again. You will learn the components of effective marketing and the methods top-producing loan officers employ to reach the status of top in the field. Written by SK Kenney of the S&S Loan Officer School this is an easy to understand complete self-study program that will provide all the knowledge you need to achieve more effective results from your marketing efforts. In addition to the self-study coursework you will receive a tools program that allows you to begin your new marketing plan today, with proven, original marketing tools. SK Kenney is a top selling career education author with a proven history writing successful adult education and real estate investment training. This is an easy to understand book that will provide all the knowledge and tools you need to achieve all of your career marketing goals. Kenney is a Mortgage Professional with a proven history of success in Mortgage Banking and Brokering Management. Having achieved top 10% status for all origination`s nationwide with one of the Nation’s largest Banks SK Kenney incorporates all of the knowledge, skills and understanding into teaching you how to use the same premises of lending that make her so successful. Obtain exceptional career education from one of the Top Producers of the Nation. Kenney is a best-selling career education author and instructor with an excellent record of accomplishment of assisting individual in obtaining their career goals.

Newly revised and expanded for 2009 with updated material not found in earlier editions, our unique electronic book on CD-ROM has an amazing collection of the finest federal documents and resources on government grants plus assistance programs for small businesses. New for 2009: extensive coverage of federal student aid programs, with Education Department information on college loans, and the 2009 Federal Student Aid Handbook. There is a section on getting files and records from government agencies through the Freedom of Information Act (FOIA) and the Privacy Act. Save time and effort by using this comprehensive resource to find grants, disaster relief, loans, student aid, programs, or records! There is individual coverage of federal agencies and departments, along with tips and resources for grant proposal writing. In addition, next-generation search technology allows complete cross-file indexing and makes all files on each disc fully searchable! The depth and breadth of the coverage of federal grants and small business programs is truly awesome. FEDERAL GRANTS - We go far beyond just the Catalog of Federal Domestic Assistance (CFDA), the OFFICIAL guide to federal grants, with its thousands of pages on loans, grants, surplus equipment, and training from 1662 agency and department programs worth $300 billion. (The printed CFDA is still sold by GPO, now for $75!) There are new programs from the Departments of Agriculture, Defense, HUD, Interior, Justice, Labor, Transportation, EPA, Energy, Nuclear Regulatory Commission, Health and Human Services, and Homeland Security. Our CD-ROM has unique sections devoted to specific agencies or topics, with over 66,000 pages of material. FOIA and Privacy Act coverage has information on contacting every government agency, guides to writing FOIA requests, FOIA law and related topics. There is specific information on all 15 types of assistance: Formula & Project Grants, Direct Payments - Unrestricted, Loans, Insurance, Sale/Exchange/Donation of Property, Goods, Use of Property, Facilities, Equipment, Advisory Services, Counseling, Technical Information, Training, Investigation of Complaints, and Federal Employment. Categories of service provided include: Agriculture, Arts, Business, Commerce, Community Development, Consumer Protection, Disaster Prevention and Relief, Education, Employment, Labor, Training, Energy, Environmental Quality, Food, Nutrition, Health, Housing, Humanities, Information, Statistics, Law/Justice/Legal Services, Natural Resources, Regional Development, Science, Technology, Social Services, Income Security, and Transportation. As the catalog itself says, “Get started today exploring the amazing world of grants and loans provided by the Federal Government!” SMALL BUSINESS ASSISTANCE - There is comprehensive information for entrepreneurs with documents, forms, and materials from the Small Business Administration and Securities and Exchange Commission: library of documents, forms, startup kit, information about loan programs and financing, laws, regulations, research reports, success stories, workbooks, disaster / terrorist relief loans and aid, franchising, international trade, and more. A full set of “frequently asked questions” (FAQs) provides a wealth of information about how the SBA can assist small business owners. The SEC material includes a complete set of publications on a full A to Z range of topics from accounts to variable annuities.

This incredible CD-ROM is packed with over 66,000 pages reproduced using Adobe Acrobat PDF software - allowing direct viewing on Windows and Macintosh systems. Advanced search and indexing features are built into our reproduction, providing a complete full-text index. This enables the user to search all the files on the disk at one time for words or phrases using just one search command! The Acrobat cataloging technology adds enormous value and uncommon functionality to this impressive collection. Our news and educational discs are privately compiled collections of official public domain U.S. government files and documents - they are not produced by the federal government. They are designed to provide a convenient user-friendly reference work, utilizing the benefits of the Adobe Acrobat format to uniformly present thousands of pages that can be rapidly reviewed, searched by finding specific words, or printed without untold hours of tedious research and downloading. Vast archives of important public domain government information that might otherwise remain inaccessible are available for instant review no matter where you are. This book-on-a-disc format makes a great reference work and educational tool. There is no other reference that is as fast, convenient, comprehensive, thoroughly researched, and portable - everything you need to know, from the federal sources you trust.

Newly revised and expanded for 2009 with updated material not found in earlier editions, our unique electronic book on CD-ROM has an amazing collection of the finest federal documents and resources on government grants plus assistance programs for small businesses. New for 2009: extensive coverage of federal student aid programs, with Education Department information on college loans, and the 2009 Federal Student Aid Handbook. There is a section on getting files and records from government agencies through the Freedom of Information Act (FOIA) and the Privacy Act. Save time and effort by using this comprehensive resource to find grants, disaster relief, loans, student aid, programs, or records! There is individual coverage of federal agencies and departments, along with tips and resources for grant proposal writing. In addition, next-generation search technology allows complete cross-file indexing and makes all files on each disc fully searchable! The depth and breadth of the coverage of federal grants and small business programs is truly awesome. FEDERAL GRANTS - We go far beyond just the Catalog of Federal Domestic Assistance (CFDA), the OFFICIAL guide to federal grants, with its thousands of pages on loans, grants, surplus equipment, and training from 1662 agency and department programs worth $300 billion. (The printed CFDA is still sold by GPO, now for $75!) There are new programs from the Departments of Agriculture, Defense, HUD, Interior, Justice, Labor, Transportation, EPA, Energy, Nuclear Regulatory Commission, Health and Human Services, and Homeland Security. Our CD-ROM has unique sections devoted to specific agencies or topics, with over 66,000 pages of material. FOIA and Privacy Act coverage has information on contacting every government agency, guides to writing FOIA requests, FOIA law and related topics. There is specific information on all 15 types of assistance: Formula & Project Grants, Direct Payments - Unrestricted, Loans, Insurance, Sale/Exchange/Donation of Property, Goods, Use of Property, Facilities, Equipment, Advisory Services, Counseling, Technical Information, Training, Investigation of Complaints, and Federal Employment. Categories of service provided include: Agriculture, Arts, Business, Commerce, Community Development, Consumer Protection, Disaster Prevention and Relief, Education, Employment, Labor, Training, Energy, Environmental Quality, Food, Nutrition, Health, Housing, Humanities, Information, Statistics, Law/Justice/Legal Services, Natural Resources, Regional Development, Science, Technology, Social Services, Income Security, and Transportation. As the catalog itself says, “Get started today exploring the amazing world of grants and loans provided by the Federal Government!” SMALL BUSINESS ASSISTANCE - There is comprehensive information for entrepreneurs with documents, forms, and materials from the Small Business Administration and Securities and Exchange Commission: library of documents, forms, startup kit, information about loan programs and financing, laws, regulations, research reports, success stories, workbooks, disaster / terrorist relief loans and aid, franchising, international trade, and more. A full set of “frequently asked questions” (FAQs) provides a wealth of information about how the SBA can assist small business owners. The SEC material includes a complete set of publications on a full A to Z range of topics from accounts to variable annuities.

This incredible CD-ROM is packed with over 66,000 pages reproduced using Adobe Acrobat PDF software - allowing direct viewing on Windows and Macintosh systems. Advanced search and indexing features are built into our reproduction, providing a complete full-text index. This enables the user to search all the files on the disk at one time for words or phrases using just one search command! The Acrobat cataloging technology adds enormous value and uncommon functionality to this impressive collection. Our news and educational discs are privately compiled collections of official public domain U.S. government files and documents - they are not produced by the federal government. They are designed to provide a convenient user-friendly reference work, utilizing the benefits of the Adobe Acrobat format to uniformly present thousands of pages that can be rapidly reviewed, searched by finding specific words, or printed without untold hours of tedious research and downloading. Vast archives of important public domain government information that might otherwise remain inaccessible are available for instant review no matter where you are. This book-on-a-disc format makes a great reference work and educational tool. There is no other reference that is as fast, convenient, comprehensive, thoroughly researched, and portable - everything you need to know, from the federal sources you trust.

This digital document is an article from Mortgage Banking, published by Thomson Gale on June 1, 2007. The length of the article is 2782 words. The page length shown above is based on a typical 300-word page. The article is delivered in HTML format and is available in your Amazon.com Digital Locker immediately after purchase. You can view it with any web browser.

Citation Details
Title: A new and improved VA loan program: the VA Home Loan Guaranty program has been bringing vets the advantage of no-down-payment mortgages for years. This quietly successful program is making changes to make it an even more appealing alternative in today’s market.(Cover Report: Origination Strategies)(Veterans Affairs)
Author: Allen H. Jones
Publication: Mortgage Banking (Magazine/Journal)
Date: June 1, 2007
Publisher: Thomson Gale
Volume: 67 Issue: 9 Page: 70(5)

Distributed by Thomson Gale

Most people, at one time or another, borrow a significant amount of money to buy a home or a car. This pocket-size reference book will provide valuable assistance to anyone who borrows money, & wants help in planning monthly mortgage & loan payments. Neither a mathematical background nor any expertise is required. The easy-to-read tables are designed to be used without formulas. The introduction to each of the two sections — the monthly payment tables & the annual amortization tables — provides simple instructions for its use & includes a helpful example. Extremely valuable! Comprehensive!

Those who don’t believe that the history of a banking institution can be folksy and charming will have to read the story of the Point Pleasant Savings and Loan and the twin sisters who made it one of the strongest in West Virginia, at a time when S&Ls around the country were collapsing. Smith joined the firm in 1952; she was named president in 1975. Hudson went to work there in 1960 and was made vice-president and secretary in 1983. Aided by Whitaker (coauthor of The Beardstown Ladies’ Common Sense Investment Guide), they tell the tale of a bank where almost every customer was a friend; where ultraconservative investments were the rule, even during the razzle-dazzle ’80s; and where the building was spotless because, if a janitor was absent, one of the twins scrubbed the bathrooms. They sold out in 1995, making many of their investors big profits through their bank stock. Maye and Faye, depicted in photos taken throughout their lives, are as hard to tell apart at 73 as they were in infancy. Women who despair of breaking the glass ceiling will find this account particularly heartening.
Copyright 1996 Reed Business Information, Inc.

Smith was hired as a teller at the Point Pleasant Federal Savings & Loan in Point Pleasant, West Virginia, in 1952 and retired as president in 1995, having sold the bank for $17.5 million. Aided by her twin sister, Faye, who started as a teller in 1960, she guided the organization through the savings-and-loan minefield of the Eighties that saw the introduction of automated techniques and the deregulation of the industry, causing millions of dollars of losses to other S&Ls and increased competition from the investment industry. Telling the story in the first person provides an intimate window on the wisdom of these two sisters and highlights the rewards of a steadfast dedication to one’s work. Coauthor Whitaker, whose Beardstown Ladies’ Common Sense Investment Guide (LJ 1/95) falls short of this, has done an exceptional job bringing this story to light. Recommended for public libraries.
-?Joseph Barth, U.S. Military Acad. Lib., West Point, N.Y.
Copyright 1997 Reed Business Information, Inc.

Caleb is determined not to marry, but he’s surrounded by scheming women. What he needs is a decoy bride. Sabrina isn’t too thrilled about moving in with Caleb. But he is her agency’s biggest client, so she has no choice. And it’s only for a couple of weeks, isn’t it…?
–This text refers to the

Hardcover
edition.